R.D. NAVBHARATFOUNDATIONWHAT WE RUN
Nobody gets step three before step one.
These are not a menu. They run in order — training first, then work, then credit, because a loan before a skill is only a debt. Every one starts as a single batch in one district.
Several are central government schemes delivered with the departments named beside them. The rules of those schemes are theirs, not ours.
Stage 1 — Certification
A partner's first weekFinancial Literacy
Certified financial education in batches of 40 participants, men and women.
UNICEF Passport to Earning
UNICEF
Digital and employability skills certification for young women aged 18–29, minimum 10th pass.
Equitas Bank Account Opening
Equitas Small Finance Bank
Formal bank accounts opened alongside the courses.
Stage 2 — Work & credit
After certificationJob Fair (NATS)
District hiring events connecting certified candidates with employers.
Group Loan
Group-based credit access for communities.
ZED Certification
Ministry of MSME / QCI
Quality certification for Udyam-registered MSMEs. Bronze, Silver, Gold. Subsidies reach 80% for micro enterprises.
MSME Lean Scheme
Ministry of MSME
Lean manufacturing practices for small enterprises — runs alongside ZED.
Stage 3 — Legal aid & skilling
Scheduled windowsTele-Law
Department of Justice
Free pre-litigation legal advice for citizens, delivered with the Department of Justice.
PMKVY 4.0 Skill India
Ministry of Skill Development
Government skilling and certification for ages 15–45, with Aadhaar-linked bank account.
Stage 4 — Livelihood & enterprise
Longer termWomen Empowerment Business Development
Store-setup franchises for rural women entrepreneurs, built on ₹2–5 lakh loans.
Shop Loan
Working-capital loans of ₹50,000–₹5,00,000 for shopkeepers with CIBIL 650+, decisions within 48 hours.
NGO Sahay Grant
Merit-based grant support for partner organizations — a separate recognition track.
All of this can run in your district.
It starts with one batch, and one message telling us where you are.
Partner with us